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Path Financial Solutions

What Can I Afford?

Calculate your maximum property budget based on your savings, income, and preferred loan-to-value ratio. We'll factor in stamp duty, LMI, and other costs.

Your Finances

$100,000

Emergency fund / buffer

$10,000
Available for purchase$90,000
$100,000
$0
Est. Borrowing Power$500,000

Loan Preferences

6.00%
30 years

Upfront Costs Breakdown

Stamp Duty$11,385
Other Costs$3,000
Total$14,385

Looks affordable!

Your repayment is less than 30% of your gross income

Ready to start your search?

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Your maximum purchase price

$370,000

Loan Amount

$296,000

LVR

80%

Monthly Repayment

$1,775

Upfront Costs

$14,385

Note: This calculator provides estimates only. Actual borrowing capacity depends on many factors including credit history, employment type, existing debts, and lender criteria. Contact us for an accurate pre-approval assessment.

Disclaimer: This page provides general information only and has been prepared without considering your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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Path Financial Solutions

Helping Australians navigate the home loan journey with personalised guidance and access to 70+ lenders. Based in Springfield, serving clients Australia-wide.

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