About Us
Meet your
mortgage expert
Helping Australians navigate the home loan journey with personalised guidance and access to 70+ lenders.
ABN 97 184 515 627
Credit Representative 373517 is authorised under Australian Credit Licence 389087.
With more than 20 years of experience in the mortgage industry, Cajetan (CJ) Silva founded Path Financial Solutions to provide Australians with expert, personalised mortgage broking services.
CJ believes that finding the right home loan shouldn't be stressful or confusing. That's why he takes the time to understand each client's unique situation, goals, and financial circumstances before recommending the best options from over 70 lenders.
CJ combines industry expertise with a genuine passion for helping people achieve their property dreams—whether it's buying a first home, refinancing for a better rate, or building an investment portfolio.
His approach is simple: provide honest advice, compare the market thoroughly, handle the paperwork, and guide clients every step of the way to settlement and on-going.
Qualifications
Professional accreditations
- Diploma of Finance and Mortgage Broking Management
- Certificate IV Financial Services (Finance/Mortgage Broking)
- Full Member of Mortgage and Finance Association of Australia (MFAA)
- Full Member of Australian Financial Complaints Authority (AFCA)
Specialties
Areas of expertise
- First Home Buyers
- Refinancing
- Investment Properties
- Self-Employed Lending
- Construction Loans
- Debt Consolidation
- Asset Finance
Why Choose Us
A better way to get a home loan
70+ Lenders
Access to over 70 lenders including all major banks, giving you more options than going direct.
Free Service
Our service costs you nothing. Lenders pay us a commission, so you get expert help at no extra cost.
Personal Guidance
Work directly with an experienced broker who understands your situation and goals.
Let's Talk
Ready to find your perfect home loan?
Book a free consultation with Cajetan to discuss your goals and explore your options.