Asset Finance
Finance the assets your business needs
From vehicles and equipment to technology and fit-outs, we help businesses acquire assets without depleting working capital. Multiple finance structures available to suit your tax and cash flow needs.
What We Finance
Assets we can help with
Vehicles & Fleet
- Cars, utes, and vans
- Trucks and heavy vehicles
- Fleet financing
- Electric vehicles
Equipment & Machinery
- Construction equipment
- Manufacturing machinery
- Agricultural equipment
- Medical equipment
Technology & Office
- IT hardware and software
- Office fit-outs
- Telecommunications
- Point of sale systems
Options
Finance structures explained
Different structures suit different situations. We'll help you choose based on your tax position, cash flow, and preferences.
Chattel Mortgage
You own the asset from day one. The lender takes a mortgage over the asset as security. Good for claiming GST upfront and depreciation.
Finance Lease
The lender owns the asset and leases it to you. At the end, you can purchase for a residual, extend the lease, or return the asset.
Operating Lease / Rental
Off-balance sheet financing. Simply rent the asset with no ownership obligations. Good for assets that depreciate quickly.
Commercial Hire Purchase
Similar to a chattel mortgage but structured as a hire arrangement. You take ownership after the final payment.
Tax note: The tax treatment of asset finance depends on your business structure and circumstances. We recommend consulting your accountant to determine the best structure for your situation.
Benefits
Why finance your assets?
Preserve working capital
Keep your cash for operations instead of tying it up in assets.
Fixed repayments
Budget with certainty - know exactly what you're paying each month.
Tax benefits
Interest and depreciation may be tax deductible. We'll help you choose the right structure.
Fast approval
Many asset finance applications can be approved within 24-48 hours.
The Process
Tell us what you need
Share details of the asset you want to finance and your business situation.
We find options
We compare products from multiple lenders to find the best rate and structure.
Quick approval
We submit your application and manage the approval process.
Settlement
Funds are released to the vendor and you get your asset.